Question: Can I use my existing vehicle as a trade-in?
Answer: Absolutely! Any trade-in or cash down will lower your monthly payment and help with the approval.

Question: I claimed bankruptcy, can I get an auto loan?
Answer: We have lenders that give loans to people that have gone bankrupt and have had other credit problems. The best way to find out what you can qualify for is to submit an application.

Question: How do I know if I qualify for a loan to purchase a vehicle?
Answer: If you have a job that can be verified, and income to support your payment, the rest is up to us to get an approval for you.

Question: I have had credit problems in my past, can I get a loan?
Answer: We have lenders that specialize in loans to people that have had problems. We believe that sometimes bad things happen to good people; everyone deserves a second chance.

Question: Will getting a loan through SaskAutoCredit help me to re-establish my credit rating?
Answer: Yes it will, and sooner than you think. When you apply for future credit this will be the record that the bank or lender looks at.

Question: Do I need a co-signer?
Answer: Not necessarily, we do many loans without, but in some situations it may help.

Question: I don’t know what my credit is like. Will applying through SaskAutoFinance.ca help me get a loan?
Answer: Once you have completed the online application, one of our credit specialists will contact you and walk you through the process. We can help everyone!